In the past, this blog has touched on the importance of a credit report. Your credit report is what gives you insight into how credit granting companies view you. It is a tangible version of your financial history. If you’ve ever had financial hiccups in the past, you may be very aware at how those [...]
Getting a credit card that offers cash back always sounds like a good idea. What could be better than getting cash back on all the purchases that you make with your credit card? It almost sounds too good to be true, doesn’t it? Sometimes it is.
There are cards that give you free cash, but it [...]
Believe it or not, buying a home is a great way to improve your credit situation. You may be wondering how is it that making a huge credit based purchase is possible when you don’t have the best credit?
Well there are programs out there that help people with average or low credit scores and [...]
If the title of this post makes your heart sink, I completely understand. For people who don’t have a lot of money in savings but can afford a monthly mortgage payment, down payment assistance was a great way to help them cross the bridge to home ownership. Over the years, many people have used down [...]